Crefcoa Connect with Crefcoa Twitter Facebook

Retail Loans - Financing for Retail Shopping Centers

How Can We Help
How can we help?
Call, email or request an online quote. It's your choice. We're here to help.
Call Today Give us a call 1-844-359-6413
Contact Us Contact us online or by email
Request a Quote Request an online quote
Commercial Mortgage Loans
Commercial Learning Center
Knowledge Center Articles

Commercial Real Estate Loans for Retail Shopping Centers

Crefcoa provides commercial property loans for the acquisition or refinance of retail properties and shopping centers including: local or regional mall, grocery, big box, anchored, unanchored, shadow anchored, single and multi-tenant, and similar type properties. Tenant mix should be diverse yet complimentary. Major tenant lease terms must comply with the loans fixed term period. Properties with restaurants, fitness centers, dry cleaners and other similar business types may have underwriting restrictions.

Our retail commercial property loan program provides borrowers with fast flexible financing options with low rates and flexible financing features. We offer stated income, no document, and full document program options to borrowers depending on their individual requirements and needs.

Learn more about our Retail Financing Programs by selecting a link below or by calling an commercial mortgage professional at 1-844-359-6413.


Large Balance Retail Center Commercial Loans


Large balance retail commercial real estate loan program is designed for average and above average condition property types located in medium to large market sectors.


  • Minimum Office Loan Size is $500,000
  • Loan Collateralized by Commercial Real Estate - No Business Only Financing
  • Acquisition or Refinance of Stabilized
    Retail Properties
  • Bank, Conduit, and Conventional Financing Available
  • 3, 5, 7, 10 Year Fixed Rates
  • 15, 20, 25, & 30 Year Amortizations
  • Flexible Prepay Options
  • 75% LTV - Subordinate Debt OK
  • Minimum 660 Credit Score
  • 3 Years of Historical Income Req.
  • Low Minimum 1.40 DSCR
Quick Quote Apply Now


Small Balance Retail Commercial Loans


Similar program features as our large balance program, the small balance retail loan program is designed for loan sizes under $1,000,000.

Stated income office commercial loans are available for most commercial real estate property types located in medium and large market sectors across the country.

Crefcoa provides office commercial loan options as a part of our Retail Building Commercial Loan Program. To qualify for an office loan, the building must support a minimum 1.25 DSC. Stated income Motel commercial property loans are available with a maximum LTV of 55%.


Nationwide Commercial Loans by Property Type

Apartment Building Loans

Auto Repair Loans

Auto Dealership

Anchored Strip Center Loans

Assisted Living Facility Loans

Bowling Alley Loans

Car Wash Loans


Commercial Construction

Convenience Store Loans


Congregate Care Facility

Day Care Center Loans

Dental Office

Fitness Center Loans

Funeral Home Loans

Garden Apartment Loans

Gas Station Loans

Golf Course Loans

Health Club

Healthcare Financing

Hotel Loans

Industrial Property Loans

Marina Financing

Medical Office Loans

Mini Storage Loans


Mixed-Use Loans

Motel Loans

Mobile Home Park Loans

Nursing Home Loans

Office Building Loans



SBA Loans


Self Storage Loans

Senior Housing Loans

Veterinary - Animal Clinic Animal Hospital

Warehouse Loans

Quick Quote Apply Now

Commercial real estate loan availability -- including LTV, DSCR, and loan size -- may vary depending on property location, economic conditions, exposure, and other variables that may negatively influence risk. Loan programs and program guidelines (including, without limit, fees, rates and features) are subject to change. Information provided is not an offer to make a loan and should be used for informational purposes only.