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Crefcoa Mobile Home Park Loans

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Mobile Home Park Loans Program Overview

Crefcoa provides mobile home park loans through it's Multifamily Lending platform suite of programs with flexible financing terms and competitive fixed and variable rate pricing for ground lease mobile home parks and manufactured housing communities.


Crefcoa's multifamily lending professionals understand the complexities of financing manufactured community housing properties. Our seasoned professionals can structure customizable financing terms to help its borrowers achieve their mobile home park financing objectives.

  • Mobile home park loans available nationwide (secondary and tertiary markets acceptable).
  • Multiple program options ensure your park obtains the right financing package to meet your individual investment objectives.
  • Loan sizes starting at $500,000.
  • 15 pad minimum (50 pad minimum for agency and CMBS program).
  • 3, 5, 7, and 10 year fixed rate options.
  • 30 year fixed rate options available through Fannie Mae's Manufactured Housing Community Loan program.
  • Up to 30 year amortizations.
  • Up to 80% leverage.
  • DSCR as low as 1.20.
  • Low fixed rates - priced based on our apartment loan interest rates plus a spread.
  • Most programs require the park to have a minimum of a 3 star rating.

Mobile Home Park Financing Options

Crefcoa provides financing for mobile home parks and manufactured housing communities through its Multifamily Lending Group. Available program options include:

Mobile Home Park Eligibility Requirements

Eligibility requirements for Crefcoa's mobile home park and manufactured housing community loan programs vary depending on the program. General requirements include:
  • 15 pad minimum (50 pad minimum for Fannie Mae Mobile Home Park Loans and the Conduit Mobile Home Park Loans).
  • Prefer parks that have paved roads. Gravel packed roads will be considered on a case by case basis.
  • Up to 25% park owned homes (i.e. tenants must own 75% or more of the homes).
  • Homes should be skirted with no tongues or hitches showing.
  • Prefer off-street parking.
  • Homes must conform to the requirements of the "HUD Code."
  • Prefer communities with that have less than 10 homes per acre.
  • Prefer communities with an amenity package.
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