Freddie Mac SBL Interest Rate Change – Effective July 2, 2021

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During a period of sharply falling Treasury yields, Freddie Mac SBL interest rates just got a bump higher. While Freddie Mac’s SBL interest rates aren’t directly tied to Treasury yields, they do tend to move in step with Treasuries so this was a bit of a surprise.
Interest rate pricing updates are effective for all loans taken under application on or after July 2, 2021.

NORTHEAST

Market Tier5Y Hybrid7Y Hybrid10Y Hybrid5Y Fixed7Y Fixed10Y Fixed
Top+10+15+15+15+15+10
Standard+10+15+15+15+15+10
Small+10+15+15+15+15-10
Very Small+10+15+15+15+15-10

SOUTHEAST

Market Tier5Y Hybrid7Y Hybrid10Y Hybrid5Y Fixed7Y Fixed10Y Fixed
Top+10+15+15+15+15+10
Standard+10+15+15+15+15+10
Small+10+15+15+15+15+10
Very Small+10+15+15+15+15+10

NORTH CENTRAL

Market Tier5Y Hybrid7Y Hybrid10Y Hybrid5Y Fixed7Y Fixed10Y Fixed
Top+10+15+15+15+15+10
Standard+10+15+15+15+15+10
Small+10+15+15+15+15+10
Very Small+10+15+15+15+15+10

SOUTH CENTRAL

Market Tier5Y Hybrid7Y Hybrid10Y Hybrid5Y Fixed7Y Fixed10Y Fixed
Top+10+15+15+15+15+10
Standard+10+15+15+15+15+10
Small+10+15+15+15+15+10
Very Small+10+15+15+15+15+10

WEST

Market Tier5Y Hybrid7Y Hybrid10Y Hybrid5Y Fixed7Y Fixed10Y Fixed
Top+10+15+15+15+15+10
Standard+10+15+15+15+15+10
Small+10+15+15+15+15+10
Very Small+10+15+15+15+15+10