California Commercial Loans

Low Rates. Limited Prepays. No Balloons.


California Commercial Loan Program

CREFCOA provides commercial mortgages for commercial properties located in California through its Banc Series California Commercial Loan program. This highly competitive program provides low fixed rates, ability to lock rate at application and fixed rate terms up to 15 years. The California Commercial Loan Banc Series program is available for commercial mortgages for properties located in California only. For apartment or multifamily properties located in California, visit our California Apartment Loan Center.

  • Available in coastal California markets and major secondary markets
  • Fully amortizing commercial loans
  • Up to 15 year fixed rate terms
  • Interest rate lock at application
  • Declining prepay penalty
  • Up to 75% LTV
  • TI/LC impounds not required

California Commercial Real Estate Loan Program

Got 5 minutes? Request a custom quote today!

Provide some basic information about the property and the financing you’re seeking and through our proprietary lending platform CRELP we’ll provide you with the most competitive quotes available.

It’s really that simple.

Private. Confidential. Secure. We never sell or provide your personal information or email address to unrelated third parties.

Eligible property types Multifamily property types: 5+ Unit Apartment Building, 5+ Unit Townhome Style Contiguous, 1-4 unit Residential Contiguous, 1-4 Unit Non-Contiguous > 5 units, 5+ unit Fractured Condominium, Mobile Home Park, Student Housing, Affordable Housing With LURA, Affordable Housing With Section 8, Affordable Housing With HAP, Seniors Housing With Care, 55+ Seniors Housing Without Care, Military Housing, Cooperative

Learn more about Crefcoa's commercial loans and apartment loans by visiting our home page. Commercial mortgage loan program availability may vary depending on property type, state, population, economic conditions, exposure, and other variables that may negatively influence risk. Program rates, terms, and conditions are subject to change without notice.