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California Apartment Loans

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Regional Multifamily Loans

California Multifamily Loan Overview

Crefcoa provides commercial lending nationwide specializing in California apartment loans and commercial real estate loans. The California real estate market is dynamic and requires an apartment lending specialist that can adapt to the environment and provide competitive apartment financing solutions for borrowers irrespective of the market.


With special programs for low CAP areas, 30 year amortizations and low DSCR requirements, Crefcoa is able to provide industry leading apartment loan products for multifamily housing, seniors, affordable, student housing and mobile home park properties.


Banc Series California Apartment Loan Program

One of the largest and most diverse markets for multifamily housing, California properties require more than just a "one size fits all" approach to financing. The Banc Series California Apartment Loan program provides the most competitive rates, terms and flexibility in underwriting guidelines available to help maximize your investment in California multifamily housing.
  • Specialized financing for CA properties
  • Industry low 1.15 DSCR
  • Interest only payment options
  • Reduced rates for lower leveraged deals
  • Rate lock at LOI
  • Reduced and no prepay options
Quick Quote Apply Now

Banc Series West Coast Apartment Loan Program

Customized financing available for the core markets of California, Oregon and Washington for both multifamily and mobile home park assets. The Banc Series West Coast program provides low fixed rates, limited prepayment penalties and "deal making" underwriting.
  • Loans from $500k - $5mm
  • 1.2 minimum DSCR (sizing based on P&Ls)
  • Up to 75% LTV
  • No or limited seismic reports
  • 90 day rate locks (lock at LOI)
  • Lower rates for lower leveraged loans
  • Fixed rates up to 15 years with no balloons
  • Low capped closing costs
Quick Quote Apply Now

Apartment Loans for California Properties Located In

  • Los Angeles
  • San Diego
  • San Jose
  • San Francisco
  • Long Beach
  • Fountain Valley
  • Crestline
  • San Carlos
  • Woodside
  • Pismo
  • Woodland Hills
  • Hayward
  • Fresno
  • Sacramento
  • Oakland
  • Santa Ana
  • Anaheim
  • June
  • Covina
  • Creston
  • Shaver Lake
  • Yorba Linda
  • Carlsbad
  • Sunnyvale
  • Bakersfield
  • Riverside
  • Stockton
  • Chula Vista
  • Fremont
  • San Clamente
  • Thousand Oaks
  • Alhambra
  • Newport Beach
  • Mammoth Lakes
  • Richmond
  • Walnut Creek
  • Modesto
  • Glendale
  • Huntington Beach
  • San Bernardino
  • Oxnard
  • Concord
  • Los Altos
  • Fontana
  • Piedmont
  • Sabre Springs
  • Calabasas
  • Vallejo
Learn more about apartment loans available for multifamily properties located in California Quick Quote Apply Now
Contact a California apartment financing specialist to learn more about Crefcoa's California apartment loan programs.


Commercial loan and apartment loan programs, rates, terms, loan size minimums and fees are subject to change without notice and may not be available in all markets.