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Our team of seasoned professionals are committed to providing you with the most competitive rates and terms to best meet your individual needs and objectives.

What to Expect
What to expect
Once you've completed the online quote request form, below is what you can expect:
Step 1. Complete the online loan request form and provide a valid email.


Step 2. Instantly you will receive a confirmation email with your loan quote request number and the name and contact information for your assigned commercial loan specialist.


Step 3. Submit the required initial diligence identified in your confirmation email (2 years and YTD P&L, rent roll, photos / offering memo or marketing package, personal financial statement and schedule of real estate owned).


Step 4. Receive a written quote from your assigned commercial loan specialist, typically within 24 hours.


Step 5. Once you accept our quote, your loan will be submitted to underwriting for conditional approval (LOI), typically with 72 hours.


Step 6. Execute and return the LOI, order third party reports, open title and prepare for closing.

Did You Know
Did you know
Applying for an apartment loan with Crefcoa is quick and easy, but did you know:
  • It takes less than 5 minutes to complete the online loan request summary.
  • There is no cost or obligation.
  • Your social security number is not required.
  • We don't pull your credit report. A credit report/inquiry is not required to obtain a quote.
  • There is no hard sell. You can either accept our offer or not.
  • We never sell or provide your personal information or email address to unrelated third parties.
  • Since 2005, over 36,000 loan requests have been processed through the Quick Quote Portal.
Why Choose Crefcoa
Why Choose
Crefcoa has the knowledge, expertise and strategic relationships required to provide you with the most competitive rates and terms for your commercial or multifamily property.
  • Multiple program options
  • Competitive rates and terms
  • Knowledge and expertise
  • Certainty of execution
  • Convenient electronic loan process
Crefcoa is an online commercial real estate finance company providing apartment financing solutions to borrowers nationwide. To learn more about Crefcoa's apartment loan programs and how we can help you, complete the online quote request form today.

Apply for an Apartment Loan with Express Submit

If you need to close your multifamily loan or apartment loan quick, apply online with Express Submit and speed up your closing by as much as 15 days!
  • Hard quotes within 24 hours of receiving requested initial diligence.
  • Conditional approval (Letter of Intent) within 72 hours.
  • Closings within 30 days of receipt of executed LOI (with expedited third party reports).
Use Express Submit if:
  • You have, or have access to, all of the initial diligence required - see What to Expect.
  • If your sales contract expires in 30 days or less.
  • 1031 exchange deadline.
  • Require a quick closing (e.g. hedge interest rate risk, partner buyout, need cash out, etc.).

Not ready to apply, request a quote

Apartment Loan Request Summary
Borrower Information
Your Name
Borrower Relationship
Primary Contact Phone Number
Cell Phone Number
Email Address
Text Number - If you would like to be notified when quote is sent
Number of Guarantors
Credit Grade
Additional Comments Related to Borrower
Subject Property Information
Property Type
Property Age
Property Value
Source of Value
Property Condition
Annual Gross Potential Rental Income
Annual NOI (Net Operating Income)
Total Number of Units
Number of Units Rented
Subject Property Address
Additional Comments Related to Property
Apartment Loan Information
Transaction Type
Requested Loan Amount
Requested Loan To Value (LTV)
Requested Fixed Rate Term
Requested Amortization
Refinance (If applicable, if not skip)
Date of Purchase
Original Cost
Rehab or Capital Improvement Cost (if applicable)
Current Payoff
Purchase (if applicable, if not skip)
Closing Date
Purchase Price
Down Payment
Down Payment Source
Does the property have a HAP Contract or other Regulatory Agreement that is project based?
Refinance or Purchase Additional Comments
Team Code (if applicable, if not, skip)
Team Code
Help Us Help You
For us to best help you and provide the most competitive and accurate quote, please:
    • Complete the Quote Request form in its entirety.
    • Complete the comments section with as much detail as possible (if applicable).
    • Provide a valid phone number and/or email address.
Privacy and Security
Crefcoa values your online privacy and security.
  • All of the information you provide is sent through our dedicated secure server, offering the highest level of encryption and security possible.
  • This means you can be assured that communications between your browser and this site's web servers are private and secure.


Commercial Loan Quote Request
User understands that information provided on the Quick Quote Form (the "Form") is used to determine program eligibility and issue an indication of rates and terms (“the Quote”) a User can expect based on the information provided on the Form. User understands that completing the Form does not guarantee Crefcoa will be able to provide a Quote to User based on information provided on the Form, including, but not limited to, property type, property location, loan-to-value, debt service coverage, indication of credit, indication of property condition, loan amount or terms requested. User understands that rates, terms and programs on the Crefcoa website are for informational purposes only and are subject to change without notice.