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Restaurant Commercial Loans and Financing

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A Better Way To Get A Commercial Real Estate Loan For Restaurants

Our proprietary Commercial Real Estate Lending Platform (CRELP) standardizes and simplifies the commercial real estate loan process allowing us to quickly compare different loan programs and platforms for restaurants across our lending network providing you with restaurant commercial loans that meet your individual needs and objectives with the most competitive rate and terms.


We provide commercial loans for the refinance or acquisition of restaurants where the mortgage is secured by both the business and commercial real estate. Restaurant financing is provided for stabilized businesses with the ability to verify and document income. Revenue should be stable or trending up. Restaurant commercial loans are offered for both franchise and non-franchise restaurants.


Request a quote for your restaurant or visit the commercial mortgage loan center to learn more about our commercial mortgage loans for restaurants.


General Terms For Restaurant Loans


  • Minimum restaurant loan is $1,000,000
  • Loan collateralized by commercial real estate - no business only financing
  • Acquisition or refinance of stabilized restaurants
  • Bank, SBA, and conventional financing available
  • 3, 5, 7, 10 year fixed rates
  • 15, 20, 25, & 30 year amortizations
  • Flexible prepay options
  • 55%-85% LTV
  • Minimum 660 Credit Score
  • 3 years of stabilized operating history
  • Low Minimum 1.40 DSCR


Financing is not provided for startups, restaurants where the majority of revenue is derived from liquor and restaurants with adult entertainment.


Restaurant commercial property loans require strong sponsorship with a proven track record in owning and managing restaurant and/or related businesses.


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Commercial Construction

Convenience Store Loans


Congregate Care Facility

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Funeral Home Loans

Garden Apartment Loans

Gas Station Loans

Golf Course Loans

Health Club

Healthcare Financing

Hotel Loans

Industrial Property Loans

Marina Financing

Medical Office Loans

Mini Storage Loans


Mixed-Use Loans

Motel Loans

Mobile Home Park Loans

Nursing Home Loans

Office Building Loans



SBA Loans


Self Storage Loans

Senior Housing Loans

Veterinary - Animal Clinic Animal Hospital

Warehouse Loans


Commercial real estate loans may not be available in all locations. Eligible property types, loan programs and program guidelines (including, without limit, minimum loan size, LTV, rates and terms) are subject to change without notice and may vary depending on property location, economic conditions, exposure, and other variables that may negatively influence risk. Information provided is not an offer to make a loan and should be used for informational purposes only.