Crefcoa Connect with Crefcoa Twitter Facebook

Health Club Financing

How Can We Help
How can we help?
Call, email or request an online quote. It's your choice. We're here to help.
Call Today Give us a call 1-844-359-6413
Contact Us Contact us online or by email
Request a Quote Request an online quote
Commercial Mortgage Loans
Commercial Learning Center
Knowledge Center Articles

Commercial Real Estate Loans for Health Clubs and Gyms

Through our proprietary online commercial real estate lending platform (CRELP) we are changing the way borrowers obtain commercial mortgages for health clubs and gyms. Commercial loans are available for both acquisitions and the refinance of health clubs.


Commercial financing for health clubs and gyms can be difficult to obtain due to the special use property type and inherent risk associated with the fitness and health industry. Crefcoa has the experience and knowledge needed to properly underwrite and close health club loans that meet the requirements of its borrowers.


Crefcoa commercial loans are available for stabilized clubs and facilities with strong management and  experienced owner operators. Health club financing is available for businesses where the commercial real estate and business secure the loan.


General Terms For Health Club Commercial Loans


Commercial loans for health clubs start at $500,000 with no maximum loan sizes. Health club commercial mortgages are available for both franchise and non-franchise clubs. Crefcoa will consider start-ups on a case-by-case basis.


  • Minimum health club loan size is $500,000
  • Loan collateralized by commercial real estate - no business only financing
  • Acquisition or refinance of stabilized health club, gym and fitness center properties
  • Bank, SBA, and specialty financing available
  • Up to 25 year fixed rates
  • Up to 25 year amortization
  • Flexible prepay options
  • 55%-75% LTV
  • Minimum 660 Credit Score
  • 3 years of stabilized operating history require
  • 1.50 DSCR


Request a quote or visit the commercial real estate loan center to learn more about Crefcoa's health club commercial property loans.


Commercial Real Estate Loans by Property Type

Apartment Building Loans

Auto Center Repair Loans

Auto Dealership

Anchored Strip Center Loans

Assisted Living Facility Loans

Bowling Alley Loans

Car Wash Loans


Commercial Construction

Convenience Store Loans


Congregate Care Facility

Day Care Center Loans
Dental Office

Fitness Center Loans

Funeral Home Loans

Garden Apartment Loans

Gas Station Loans

Golf Course Loans

Health Club

Healthcare Financing

Hotel Loans

Industrial Property Loans

Marina Financing

Medical Office Loans

Mini Storage Loans


Mixed-Use Loans

Motel Loans

Mobile Home Park Loans

Nursing Home Loans

Office Building Loans



SBA Loans


Self Storage Loans

Senior Housing Loans

Veterinary - Animal Clinic Animal Hospital

Warehouse Loans


Commercial real estate loans may not be available in all locations. Eligible property types, loan programs and program guidelines (including, without limit, minimum loan size, LTV, rates and terms) are subject to change without notice and may vary depending on property location, economic conditions, exposure, and other variables that may negatively influence risk. Information provided is not an offer to make a loan and should be used for informational purposes only.