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Financing for Congregate Care Housing Communities

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Commercial Mortgage Loans
Commercial Learning Center
Congregate Care Loans and Congregate Care Financing - Retirement Home Loans

Congregate Care Commercial Mortgages

Crefcoa provides commercial loans for congregate care housing communities, independent living, nursing home and assisted living facilities. With several financing options available, Crefcoa can structure congregate care loans to fit specific borrower and property needs and requirements.


Congregate care is similar to independent living communities in that residents are generally able to take care of themselves and reside in their own rooms. Congregate care provides a community environment with amenities such as, pool, recreation, on-site shopping and more.


Congregate Care Loans and Financing


Crefcoa provides congregate care loans for the acquisition or refinancing of existing, stabilized properties. Depending on the level of care provided, financing options include, Banc-Series apartment program, seniors housing and independent care loans.


  • Congregate Care Commercial Real
    Estate Loans From $500,000
  • Loan Collateralized by Commercial Real Estate - No Business Only Financing
  • Acquisition or Refinance of Stabilized
    strip centers
  • Bank, agency, and conventional financing available
  • 3, 5, 7, 10 Year Fixed Rates
  • 15, 20, 25, & 30 Year Amortizations
  • Flexible Prepay Options
  • 80% LTV - Subordinate Debt OK
  • Minimum 660 Credit Score
  • 3 Years of Historical Income Req.
  • Low Minimum 1.30 DSCR


Learn more about Crefcoa's congregate care commercial loans by requesting a commercial loan quote online, or contact a congregate care commercial mortgage loan professional.


Crefcoa provides congregate care and retirement home loans as part of its Seniors Housing Loan program and Banc-Series multifamily loan program.


Nationwide Commercial Loans by Property Type

Apartment Building Loans

Auto Repair Loans

Auto Dealership

Anchored Strip Center Loans

Assisted Living Facility Loans

Bowling Alley Loans

Car Wash Loans


Commercial Construction

Convenience Store Loans


Congregate Care Facility

Day Care Center Loans

Dental Office

Fitness Center Loans

Funeral Home Loans

Garden Apartment Loans

Gas Station Loans

Golf Course Loans

Health Club

Healthcare Financing

Hotel Loans

Industrial Property Loans

Marina Financing

Medical Office Loans

Mini Storage Loans


Mixed-Use Loans

Motel Loans

Mobile Home Park Loans

Nursing Home Loans

Office Building Loans



SBA Loans


Self Storage Loans

Senior Housing Loans

Veterinary - Animal Clinic Animal Hospital

Warehouse Loans

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Commercial real estate loan availability -- including LTV, DSCR, and loan size -- may vary depending on property location, economic conditions, exposure, and other variables that may negatively influence risk. Loan programs and program guidelines (including, without limit, fees, rates and features) are subject to change. Information provided is not an offer to make a loan and should be used for informational purposes only.