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Commercial Loans For Congregate Care Facilities

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A Better Way To Get Your Congregate Care Commercial Mortgage

Crefcoa provides commercial loans for congregate care facilities through our proprietary online commercial real estate lending platform (CRELP). Through CRELP we are changing the way owners and investors obtain commercial real estate loans for congregate care facilities. Unlock the full potential of your commercial real estate investment with a congregate care commercial mortgage loan that meets your individual needs and investment objectives with the most competitive rate and terms.


In addition to providing loans for congregate care facilities, Crefcoa provides financing for related property/business types such as independent living, nursing home and assisted living facilities.


Congregate care is similar to independent living communities in that residents are generally able to take care of themselves and reside in their own rooms. Congregate care provides a community environment with amenities such as, pool, recreation, on-site shopping and more.


Visit the commercial real estate loan center to learn more about our commercial mortgage loans for congregate care facilities, or request a commercial loan quote for your strip center commercial property.


General Terms For Congregate Care Commercial Real Estate Loans


  • Congregate care commercial loans from $500,000
  • Loan collateralized by commercial real estate - no business only financing
  • Acquisition or refinance of stabilized care facilities
  • Bank, agency, HUD and conventional financing available
  • 5-35 year fixed rate options
  • Up to 35 year amortization
  • Flexible prepay options
  • 75%-90% LTV - subordinate debt not permitted
  • 90 days of stabilized occupancy at 90% or greater required
  • Minimum DSCR 1.20-1.30



Commercial Real Estate Loans by Property Type

Apartment Building Loans

Auto Center Repair Loans

Auto Dealership

Anchored Strip Center Loans

Assisted Living Facility Loans

Bowling Alley Loans

Car Wash Loans


Commercial Construction

Convenience Store Loans


Congregate Care Facility

Day Care Center Loans
Dental Office

Fitness Center Loans

Funeral Home Loans

Garden Apartment Loans

Gas Station Loans

Golf Course Loans

Health Club

Healthcare Financing

Hotel Loans

Industrial Property Loans

Marina Financing

Medical Office Loans

Mini Storage Loans


Mixed-Use Loans

Motel Loans

Mobile Home Park Loans

Nursing Home Loans

Office Building Loans



SBA Loans


Self Storage Loans

Senior Housing Loans

Veterinary - Animal Clinic Animal Hospital

Warehouse Loans


Commercial real estate loans may not be available in all locations. Eligible property types, loan programs and program guidelines (including, without limit, minimum loan size, LTV, rates and terms) are subject to change without notice and may vary depending on property location, economic conditions, exposure, and other variables that may negatively influence risk. Information provided is not an offer to make a loan and should be used for informational purposes only.