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Commercial Mortgage Loans For Churches

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A Better Way To Get A Commercial Real Estate Loan For Churches

Through our proprietary online commercial real estate lending platform (CRELP) we are changing the way borrowers obtain commercial real estate loans for churches. Commercial mortgage loans are available for both the acquisition or refinance of your existing church loan.


Crefcoa provides financing to churches and religious communities in all 50 states and the District of Columbia.


Crefcoa's seasoned church loan specialists have the experience and knowledge to provide customized financing to the religious community and help ensure the mortgage process flows smoothly and effortlessly.


General Terms For Commercial Loans For Churches


Church financing is available for the refinancing or acquisition of existing, stabilized Churches and other Religious Organizations where the commercial mortgage is secured by commercial real estate. Small church loans, under $2,000,000, are available on a case by case basis.


  • Minimum church loan size is $2,000,000
  • Loan collateralized by commercial real estate - no business only financing
  • Church financing is not available for construction or start ups
  • Multiple financing options available
  • 5 and 7 year fixed rates
  • 15, 20, 25, & 30 year amortizations
  • Flexible prepay options
  • 55%-75% LTV
  • Personal recourse required
  • 3 of operating history required
  • Minimum of a 1.50 DSCR


Learn more about Crefcoa's church commercial property loans by requesting quote, or contact a church commercial mortgage loan professional at 1-844-359-6413.


Church loans and financing are available to qualified borrowers in most market. Contact a religious community lending professional to learn more.


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Commercial real estate loans may not be available in all locations. Eligible property types, loan programs and program guidelines (including, without limit, minimum loan size, LTV, rates and terms) are subject to change without notice and may vary depending on property location, economic conditions, exposure, and other variables that may negatively influence risk. Information provided is not an offer to make a loan and should be used for informational purposes only.