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Auto Dealership Loans

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Auto Dealership Financing

Crefcoa Commercial Financing Division provides commercial loans for the refinancing or acquisition of new and used car dealerships. Borrowers seeking financing for their dealership have unique needs and require specialized financing to meet these needs. Crefcoa has the expertise and experience to structure customized commercial mortgage loans from $500,000 to more than $25 million to help meet each borrower's specific financing needs.


Auto Dealership Commercial Loans


Auto dealer loans are available for the acquisition or refinancing of new and used car dealerships where the loan is secured by commercial real estate. Crefcoa does not provide financing for business only transactions, factoring or floor plan financing.


  • New Auto Dealership Commercial Loans From $500,000
  • Loan Collateralized by Commercial Real Estate - No Business Only Financing
  • Acquisition or Refinance of Stabilized Auto Dealerships
  • Bank, SBA and conventional financing available
  • 3, 5, 7, 10 Year Fixed Rates
  • 15, 20, 25, & 30 Year Amortizations
  • Flexible Prepay Options
  • 55%-80% LTV
  • Full Document - Personal Recourse
  • Minimum 660 Credit Score
  • 3 Years of Historical Income Req.
  • Low Minimum 1.40 DSCR


Stated income auto dealership loans are available for borrowers with strong credit and liquidity up to a maximum loan size of $1,000,000 - currently not available.


Used Car Dealership Loans and Used Car Lot Loans


Crefcoa provides competitive commercial financing for used car lots and dealerships with 30 year terms, low fixed-rates and high LTVs. Used car lot commercial loans from $1,000,000.


Learn more about Crefcoa's auto dealer loans by requesting a commercial loan quote online, or contact a Crefcoa commercial mortgage loan professional at 1-844-359-6413.


Auto dealership loans and financing are available for experienced owner operators. Used car lot loans have minimum credit score and liquidity requirements. Contact a commercial mortgage lending professional to learn more.


Nationwide Commercial Loans by Property Type

Apartment Building Loans

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Auto Dealership

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Health Club

Healthcare Financing

Hotel Loans

Industrial Property Loans

Marina Financing

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Mini Storage Loans


Mixed-Use Loans

Motel Loans

Mobile Home Park Loans

Nursing Home Loans

Office Building Loans



SBA Loans


Self Storage Loans

Senior Housing Loans

Veterinary - Animal Clinic Animal Hospital

Warehouse Loans

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Commercial real estate loan availability -- including LTV, DSCR, and loan size -- may vary depending on property location, economic conditions, exposure, and other variables that may negatively influence risk. Loan programs and program guidelines (including, without limit, fees, rates and features) are subject to change. Information provided is not an offer to make a loan and should be used for informational purposes only.


Auto Dealership Loans - New and Used Car Dealership Loans and Financing